Terms & Conditions

You need to be at least 18 (or the grown-up age where you live). We want everyone to be able to make their own choices responsibly.

When you connect your Web3 wallet, keep it safe — it's like your house key! We're not responsible if someone else uses it without your permission. If something seems off, tell us right away.

Upload receipts, discover hidden costs with Proof of Expense (PoE), see cute spending insights, and earn aYUMO/rYUMO rewards that can turn into YUMO tokens. It's all about making everyday spending a bit more magical.

When you upload receipts or other content, you're letting us use it (in a safe, anonymized way) to give you insights and make the app better for everyone. Promise us they're yours to share and don't break any rules or hurt anyone's feelings, okay?

You earn aYUMO from real-life receipts and rYUMO from helping the community grow.

These can become YUMO tokens following clear, fair rules.

YUMO is a utility token for fun stuff inside the app — not an investment or "get rich quick" ticket. Its value can go up and down, just like the crypto world.

Any taxes on rewards? That's on you (sorry, adulting!).

No fake receipts, no trying to game the system, no illegal stuff, no bullying, no hacking.

If something feels wrong, we might pause or say goodbye to your account — but we'd rather everyone plays nicely!

The app design, code, and ideas belong to us (or our friends who helped). You get to use them for personal fun, but no copying or selling, pretty please.

We take your privacy seriously (and cutely). Everything is explained in our Privacy Policy — give it a read with your favorite drink.

We team up with other tools (like wallets and blockchains). They're awesome, but we can't promise they'll always work perfectly. On-chain stuff is forever and public — that's just how blockchain rolls.

We do our best to make everything smooth and accurate, but:

Friendly Guesses Only: Hidden cost estimates and spending insights are friendly guesses to help you learn. They are not financial, investment, or legal advice (NFA!). Always do your own research.

Services are "as is": We try to be perfect, but we can't make "perfect promises" about everything working 100% of the time.

Crypto Adventures: Crypto has ups and downs — you know the drill. Any moves you make are your own responsibility.

We really hope nothing does, but if there's an issue, our responsibility is limited (to the max the law allows). We're not liable for indirect stuff — let's keep things positive!

Tokens can lose value, transactions can't be undone, and rules can change in different countries. YUMO is a utility token, not an investment ticket. Join the fun only if you're comfy with how blockchain rolls!

We might pause or close accounts if needed (we'll try to be fair). If that happens, unclaimed rewards might wave goodbye too.

These Terms follow the laws of [e.g., England and Wales]. If we ever have a disagreement, we'll try chatting first. If needed, we'll use friendly arbitration in [e.g., Singapore].

If we make changes, we'll let you know. Keep using the app = you're cool with the new version.

Questions, hugs, or high-fives? Reach us at info@yumoyumo.com.